Getting approved for life insurance isn’t a guarantee, especially with more substantial amounts of coverage. Even life insurance policies that do not require a medical exam can be denied. The following are the most common disqualifications from life insurance although not all of these factors guarantee a denial from every company. Income Limitations Insurance companies may deny policies to applicants… Read more →
Parents often wonder about the best ways to save towards their child’s future. There are several options: savings accounts, mutual funds, bonds, and life insurance. While life insurance can be used in the event of a child’s death, it can also be used as a building block towards college tuition and other expenses once a child reaches adulthood. Different… Read more →
With the digital transfer of information from things like your credit cards and purchase histories, highly powerful insurance conglomerates have been able to gather information with more ease than ever before. What follows is a list of the ways these corporate giants are able to access your personal information, which then often plays a significant role in the composure of… Read more →
Insurance is often the only source of security we have in the face of unforeseeable tragedy. Yet, it is so easy to neglect so long as there are no immediate repercussions. When we fail to attain coverage, there is no negative consequence forcing us to think otherwise, until it’s too late anyway. The only time we are ever truly exposed… Read more →
Life insurance is incredibly important when it comes to making sure our loved ones are left behind in safe hands in the wake of our death. However, the nuances between the varierty of insurances available can often make one’s head spin. It is for this reason that I will address some of these nuances in an attempt to make the… Read more →
AIG (American International Group) has been embroiled in a court case with their life insurance company, Coventry First, since last week. Stating that Coventry has been overcharging them for years, AIG is seeking reparations in the amount of $1.76 billion for damages, and the potential harm visited on the accounts of elderly employees. Accusing Coventry First of not only artificially… Read more →