Life insurance is a type of insurance that pays out benefits after the insured person dies. It may also be paid out after a certain amount of time. Many people are told that they need life insurance. However, before you get life insurance, there are essential things that you should know about it. You Need Life Insurance if You… Read more →
Tag: Whole Life Insurance
Should You Buy Life Insurance for Your Kids?
Parents often wonder about the best ways to save towards their child’s future. There are several options: savings accounts, mutual funds, bonds, and life insurance. While life insurance can be used in the event of a child’s death, it can also be used as a building block towards college tuition and other expenses once a child reaches adulthood. Different… Read more →
The Pros and Cons of Permanent Life Insurance
Permanent life insurance provides protection throughout a person’s lifetime, provided that premiums are paid. It also builds cash value, which can be borrowed against or used to make premium payments. Term life, on the other hand, provides protection for a certain number of years and builds no cash value. Insurance experts recommend most people carry permanent life insurance and add… Read more →
Government Policy Outlining Self-Driving Vehicles Released
With autonomous vehicles at the tip of everyone’s tongue, it is not unreasonable to expect they could be commonplace within the next five to ten years. Google, Tesla, Uber, and seemingly innumerable other household names are investing capital and time in comprehensive self-driving vehicle initiatives. Even the government is now getting behind the idea. As a result, the Federal… Read more →
7 efficiency hacks for agents
Time is an agent’s most precious commodity. It is near impossible to manage our infinite tasks in our office’s all-too finite hours, so we need to incorporate tips and tricks of the trade to stay on top of it all. This wonderful piece gives some excellent insight on little-known ‘life hacks’ that shorten your day and lengthen your career. Read more →
Making Better Life Insurance Decisions
This engaging podcast provides some marvelous insight into the insurance industry and explains how consumers can make the best of their resources. Read more →
How Insurance Companies Find What You Never Want Them to
With the digital transfer of information from things like your credit cards and purchase histories, highly powerful insurance conglomerates have been able to gather information with more ease than ever before. What follows is a list of the ways these corporate giants are able to access your personal information, which then often plays a significant role in the composure of… Read more →
Life Insurance and Taxes
Unfortunately for many, the tax deadline is approaching. Full of complexity and difficult-to-read text, tax season has innumerable individuals banging their heads against the wall in frustration. It brings with it added work; but hopefully it brings with it a positive return as well. You may be asking yourself how tax season pertains to your life insurance policy and whether or… Read more →
Term vs Whole Life Insurance
Life insurance is incredibly important when it comes to making sure our loved ones are left behind in safe hands in the wake of our death. However, the nuances between the varierty of insurances available can often make one’s head spin. It is for this reason that I will address some of these nuances in an attempt to make the… Read more →