LI Disqualifications Robert Taurosa

Disqualifications from Life Insurance

Getting approved for life insurance isn’t a guarantee, especially with more substantial amounts of coverage. Even life insurance policies that do not require a medical exam can be denied. The following are the most common disqualifications from life insurance although not all of these factors guarantee a denial from every company. Income Limitations Insurance companies may deny policies to applicants… Read more →

The Pros and Cons of Permanent Life Insurance - Robert Taurosa

The Pros and Cons of Permanent Life Insurance

Permanent life insurance provides protection throughout a person’s lifetime, provided that premiums are paid. It also builds cash value, which can be borrowed against or used to make premium payments. Term life, on the other hand, provides protection for a certain number of years and builds no cash value. Insurance experts recommend most people carry permanent life insurance and add… Read more →

Robert Taurosa Funeral

What is Burial Insurance?

If you are an adult, you are probably familiar with the complexities of the insurance industry. There are several different kinds of insurance available to us. Whether you need your car, house or phone insured, chances are there’s a policy out there for you. While I specifically deal with life insurance policies, I am not opposed to speaking about other… Read more →

Robert-Taurosa-defense-attorney-compressor

It Covers What? Things Surprisingly Covered By Insurance Policies

Life insurance is one of the most important investments of your life. If you can afford a policy, make sure to get one. It can save your family a great deal of grief in the future. But today, I’m not here to discuss life insurance; I’m here to discuss the strange things that are covered by all different kinds of… Read more →

How Can Genetic Discrimination Affect Your Life Insurance?

As the popularity of gene testing continues to grow, consumers should be aware of a potential consequence: Australian insurance companies may use the results to discriminate when it comes to coverage options. The Consumer Action Law Centre has warned consumers that some insurers may determine it’s too expensive to insure someone with a pre-existing condition — even if it has… Read more →